{"id":26,"date":"2024-07-19T13:16:27","date_gmt":"2024-07-19T19:16:27","guid":{"rendered":"https:\/\/www.trevinoinsured.com\/blog\/?p=26"},"modified":"2024-07-05T13:25:33","modified_gmt":"2024-07-05T19:25:33","slug":"vehicle-modifications-and-auto-insurance-what-boerne-residents-need-to-know","status":"publish","type":"post","link":"https:\/\/www.trevinoinsured.com\/blog\/vehicle-modifications-and-auto-insurance-what-boerne-residents-need-to-know\/","title":{"rendered":"Vehicle Modifications and Auto Insurance: What Boerne Residents Need to Know"},"content":{"rendered":"<p>In Boerne, TX, vehicle modifications are quite popular. From upgrading engines to adding custom paint jobs, modifying your car can make it more comfortable, impressive, or efficient. However, it&#8217;s crucial to understand that these alterations may affect your auto insurance.<\/p>\n<h2>1. Vehicle Modifications Can Change Insurance Premiums<\/h2>\n<p>When you modify your vehicle, the value, performance, and safety features might change, which could increase or decrease your insurance premiums. For instance, adding security features like anti-theft systems can often lower premiums, while performance enhancing modifications might increase them.<\/p>\n<h2>2. Not All Modifications Are Covered By Standard Policies<\/h2>\n<p>Standard auto insurance policies typically don\u2019t cover custom parts and equipment. If you have added modifications that increase your car\u2019s value, you may need to purchase an additional endorsement to make sure the new features are insured.<\/p>\n<h2>3. Disclose All Modifications to Your Insurer<\/h2>\n<p>Always inform your insurer about any modifications to your vehicle. Not disclosing these changes might violate your policy terms and could result in claim denial if you\u2019re in an accident.<\/p>\n<h2>4. DIY Installations Might Increase Your Premium<\/h2>\n<p>If modifications are not professionally installed, they can increase the risk of accidents due to faulty installation. Insurers may raise the premiums accordingly. Therefore, always consider getting your modifications done by professionals.<\/p>\n<p>At Trevino Insurance Services, we understand that customizing your car can make it feel more personal and enjoyable to drive. We are here to help you understand how these changes impact your auto insurance. Contact us today, and we will guide you through the options to ensure your car modifications are fully covered.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Boerne, TX, vehicle modifications are quite popular. From upgrading engines to adding custom paint jobs, modifying your car can make it more comfortable, impressive, or efficient. However, it&#8217;s crucial to understand that these alterations may affect your auto insurance. 1. Vehicle Modifications Can Change Insurance Premiums When you modify your vehicle, the value, performance, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9,12,8],"class_list":["post-26","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-boerne-tx","tag-texas","tag-trevino-insurance-services"],"_links":{"self":[{"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/posts\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":1,"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions"}],"predecessor-version":[{"id":27,"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions\/27"}],"wp:attachment":[{"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/media?parent=26"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/categories?post=26"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trevinoinsured.com\/blog\/wp-json\/wp\/v2\/tags?post=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}